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Tax & Savings Calculators

Every tax and savings calculator on Calculate.co.nz is gathered here, from everyday PAYE and GST through to the detailed tax rules that catch people out. Work out your take-home pay, add or remove 15 percent GST, check a provisional tax instalment, estimate a tax refund, or step through the full Fringe Benefit Tax and Foreign Investment Fund suites. There are tools for contractors, the self-employed, investors with overseas shares, and anyone trying to understand secondary tax codes, ACC levies or student loan deductions. Each calculator uses current IRD rates and thresholds for the 2026/27 tax year, is completely free, and needs no sign-up. Choose a tool from the list below to get started. These calculators are for education and estimates only and do not constitute tax or financial advice. For binding decisions, check with IRD or a registered tax adviser.

178 free calculators in this category

Percentage Off + GST Calculator StudyLink Allowance Eligibility Calculator Marketplace Selling Fees & GST Calculator Pro-Rata Salary Calculator In-Work Tax Credit Calculator True Cost of an Employee Calculator Leaving NZ Tax Refund Calculator Part-Year Tax Refund Calculator Wrong Tax Code Refund Calculator ACC Coverplus Extra Calculator ACC Weekly Compensation Calculator Accommodation Supplement Calculator Aged Care Means Test Calculator Annual Income Calculator Annual Leave Cashup Calculator Australian GST Calculator Australian PAYG Calculator Back Pay Tax Calculator Benefit Entitlement Estimator Best Start Calculator Boarder / Flatmate Income Standard-Cost Calculator Body Corporate Cost Calculator Bonus and Commission Tax Calculator Bonus to KiwiSaver Calculator Bright-Line Test Calculator (Comprehensive) Bright-Line Test Calculator (Is My Sale Taxable?) Budget Calculator NZ Business GST Calculator Business Income Tax Calculator Casual vs Permanent Calculator CGT Calculator Charitable Donation Tax Credit Calculator Child Support Calculator Child Support Calculator NZ Childcare vs Stay Home Calculator Commission Calculator Commission Only Income Calculator Company Tax and Imputation Calculator Comprehensive Personal Budget Calculator Contractor GST Threshold Calculator Contractor vs Employee Calculator Crypto Gain Tax Calculator Day Rate Calculator Dividend Imputation Gross-Up Calculator Employer PAYE Cost Calculator ESCT Calculator ESCT Calculator NZ (2026/27 tiers) FamilyBoost Rebate Calculator FBT Attribution Calculator (Q4 wash-up) FBT Calculator NZ FBT Charity Calculator FBT Close Company Vehicle Calculator FBT De Minimis Calculator FBT Entertainment Decision Tool FBT Filing Frequency Calculator FBT GST Calculator (3/23 adjustment) FBT Method Optimiser (Cost vs TBV) FBT Public Transport Exemption Checker FBT Quarterly Return Estimator (IR420) FBT Shareholder Loan Calculator FBT Subsidised Transport Calculator FBT Work-Related Vehicle Exemption Checker FIF Calculator - CM Method FIF Calculator - CV Method FIF Calculator - DRR Method FIF Calculator - FDR Method FIF Calculator - FIF Guide FIF Comparison Calculator FIF De Minimis $50k Threshold Checker FIF Rules Explained Calculator First Home Withdrawal & Grant Calculator Four Day Week Calculator Gross Up Pay Calculator GST Basis Switcher (Invoice vs Payments) GST Calculator GST Change of Use Adjustment Calculator GST De-registration Calculator GST Due Dates 2026/27 GST Entertainment Calculator GST Exclusive Calculator GST for Tradies GST Mixed-Use Asset Calculator GST on Imports GST Registration Threshold GST Reverse Charge Calculator (Imported Services) GST Second-Hand Goods Calculator GST Zero-Rated Supply Checker Holiday Pay Calculator (Holidays Act) IETC Calculator NZ Import Duty Calculator NZ Income Tax Calculator Inflation Pay Gap Calculator Interest Deductibility Calculator (Rental) Investment Boost 20% Deduction Explained Investment Boost Deduction Calculator IRD Penalties and Interest Calculator KiwiSaver Contribution Comparison KiwiSaver Contribution Rate Calculator KiwiSaver Fee Calculator KiwiSaver First Home Withdrawal Calculator KiwiSaver Retirement Calculator Living Wage Calculator Lump Sum & Redundancy Tax Calculator Marginal Rate Reality Visualiser Markup Calculator Maternity Pay Top-Up Calculator Mileage Reimbursement Calculator Minimum Family Tax Credit Calculator Minimum Wage Calculator Mixed-Use Holiday Rental Calculator (Airbnb) Multiple Income Tax Calculator Net to Gross Salary Calculator NFT Gain Tax Calculator Notice Period Calculator On-Call Allowance Calculator Overtime Pay Calculator Overtime Worth It Calculator Parental Leave Payment Calculator Pay Frequency Calculator Pay Rise Calculator Pay Rise Lifetime Value Calculator PAYE and Salary Calculator PAYE Due Dates Calculator PAYE Square-Up Calculator (Year-End) PAYG Holiday Pay (8%) Calculator Payroll Giving Calculator Pension Calculator NZ Personal Income Tax Calculator (Detailed) PIR / PIE Tax Rate Optimiser Property Chattels Depreciation Calculator Property Sale Tax Triggers (All Rules) Provisional Tax Calculator Provisional Tax Uplift Calculator Public Holiday Pay Calculator Rates & Insurance Affordability Calculator Real Hourly Wage Calculator Redundancy Entitlement Calculator Redundancy Runway Calculator Redundancy vs New Job Calculator Rental Property Cash Flow Calculator Return to Work Worth It Calculator Reverse GST Calculator RWT Calculator Salary Sacrifice Calculator Salary vs Dividend Calculator Schedular Payments (WT) Calculator Second Income Budget Calculator Secondary Income Tax Calculator Self Employed Take Home Calculator Self-Employed ACC Levy Calculator Share Trade Tax Calculator Shift Allowance Calculator Short Stay Income Calculator Sick Leave Balance Calculator Side Hustle GST Registration Calculator Side Hustle Tax Calculator Student Allowance Calculator Student Loan Overseas Calculator Student Loan Payoff Booster Calculator Student Loan Repayment Calculator Subdivision Tax Calculator Superannuation Calculator Take Home Pay Calculator NZ Tax Bracket Calculator Tax Calculator NZ Tax Code Picker (IR330 Helper) Tax Refund Calculator NZ Total Remuneration Package Comparator Tradie Charge Out Rate Calculator Trust vs Company vs Personal Tax Calculator Understanding Your PIR Calculator Use of Money Interest Calculator Wage Subsidy Eligibility Checker Winter Energy Payment Calculator Working for Families Tax Credits Calculator Working From Home Tax Deduction Calculator Working Holiday Tax Calculator YTD Earnings Calculator

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