Personal Grievance Payout Calculator NZ 2026
A personal grievance has two money components and they work in completely different ways. The first is compensation for humiliation, loss of dignity and injury to feelings under section 123(1)(c)(i) of the Employment Relations Act 2000. It is not calculated from your salary at all; it is assessed against how badly you were affected, using three bands the Employment Court set out in GF v Comptroller of the New Zealand Customs Service in 2023. The second is reimbursement of wages you actually lost, which is arithmetic rather than judgement. On top of both sits something that changed sharply on 21 February 2026: your own conduct can now remove remedies entirely rather than merely reduce them. This tool places a claim in a band from five plain questions, prices the lost wages, applies the new contribution rules, and shows every figure as a range, because anyone offering you a single number for a personal grievance is guessing.
Five questions that set the band
How the band was chosen
The three bands
Set by the Employment Court in GF v Comptroller of the New Zealand Customs Service [2023] NZEmpC 101, which lifted the 2017 bands for inflation. Your band is highlighted.
| Band | Description | Range |
|---|
The two components are assessed completely differently
Compensation under section 123(1)(c)(i) is for humiliation, loss of dignity and injury to feelings. It has nothing to do with what you earned. A cleaner and a chief executive who suffer the same treatment and the same harm should receive the same award, and in principle they do. That is why this calculator asks about your health, the duration, the employer's manner and who knew, and does not feed your salary into that side of the estimate at all. Reimbursement of lost wages under section 123(1)(b) is the opposite: it is straightforward arithmetic on what you would have earned, reduced by what you actually earned elsewhere, because it restores income rather than compensating for hurt.
What the GF bands actually did
In 2023 the Employment Court in GF v Comptroller of the New Zealand Customs Service reset the banding used since 2017, lifting each band for inflation using the Reserve Bank's calculator. Band 1, for low-level loss or damage, moved from up to $10,000 to up to $12,000. Band 2, the middle range, moved from $10,000 to $40,000 up to $12,000 to $50,000. Band 3, for the most serious cases, now begins above $50,000 rather than $40,000. The bands are guidance rather than a tariff, and awards have continued to drift upward since, with six-figure awards made in the most serious cases. Treat the top of each band as soft.
Since February 2026 your own conduct can end the claim
This is the change that matters most and it is not widely understood yet. Under the Employment Relations Amendment Act 2026, in force from 21 February 2026, the Authority and the Court must consider whether your behaviour contributed to the situation. If it did, they cannot order reinstatement and cannot award compensation for hurt and humiliation at all; you are left with reimbursement of lost wages, which may itself be reduced. If your behaviour amounted to serious misconduct, no remedies can be awarded at all, no matter how badly the employer handled the process. Reductions of up to 100 per cent are available on whatever remains. Serious misconduct is not defined in the Act and the case law is still developing, which means the line between the two tiers is genuinely uncertain at the moment.
Worked example
An employee earning $1,500.00 a week is dismissed without a fair process. The effect on their health was significant and affected daily life, it lasted several months, the employer's decision was predetermined, the matter was handled privately, and they saw a GP. That scores 6 of 15, which places the claim in Band 2, the mid range of $12,000 to $50,000, and within that band points to $14,000 to $26,000.
They were out of work for 13 weeks, so lost wages are $19,500.00. The indicative total is $33,500 to $45,500. Had their own conduct contributed, the hurt and humiliation component would fall away entirely and only the wages would remain, subject to further reduction.
How this is calculated
Each of the five questions scores 0 to 3, giving a severity score out of 15. A score of 0 to 4 places the claim in Band 1, 5 to 10 in Band 2, and 11 to 15 in Band 3. Within the band, the score sets where the indicative range sits: a claim near the bottom of its band is shown near the bottom of the range. Band 3 is open-ended, so its upper figure is shown as a floor rather than a cap. Lost wages are weekly gross pay multiplied by the weeks without income. If you answered that your conduct contributed, the hurt and humiliation component is set to zero, matching the statute, and the reduction percentage is applied to the lost wages. If you answered serious misconduct, everything is set to zero.
Official sources
- Employment Relations Act 2000, legislation.govt.nz
- Personal grievances, Employment New Zealand
- Employment Relations Act changes take effect, Employment New Zealand
- GF v Comptroller of the New Zealand Customs Service [2023] NZEmpC 101, Employment Court of New Zealand
Related NZ calculators
- $200k Personal Grievance Threshold Checker for whether you can claim at all
- Contributory Conduct Remedy Calculator for the 2026 contribution rules in detail
- Final Pay Calculator for what you were owed on leaving
- Lump Sum and Redundancy Tax Calculator for the tax on a settlement
- Redundancy Entitlement Calculator if redundancy was the reason given
This page explains how the law works and estimates figures from what you enter. It cannot tell you what will happen in your situation, because employment outcomes turn on facts, evidence and the wording of your own agreement. Nothing here creates a lawyer and client relationship.
It has not been reviewed by a lawyer. The legal descriptions are drawn from Employment New Zealand, MBIE and Inland Revenue and were checked against those sources on 7 August 2026. They are our reading of published guidance, not a practitioner's opinion, and parts of this area are very new: the Employment Relations Amendment Act 2026 has been in force only since 21 February 2026 and there is little case law on how it will be applied.
The ranges here are drawn from published Employment Court banding. Most grievances settle confidentially at mediation, so reported awards are a biased sample of the strongest cases and no range predicts your own outcome.
Before you act, get advice. A community law centre is free. Employment New Zealand provides free information and mediation. An employment lawyer will tell you things no calculator can. Time limits are short and unforgiving: a personal grievance must generally be raised within 90 days, so seek advice early rather than waiting for certainty.