Reference
NZ Reference Data
Quick-reference tables for the rates, thresholds, and dates that New Zealanders look up most often. Updated regularly with official government data sources.
NZ Tax Rates 2026/27
PAYE brackets (10.5% to 39%), ACC earners levy, ESCT tiers, RWT, PIE rates, company and trust tax, GST, FBT rates, student loan thresholds, and IETC.
NZ Minimum Wage 2026
Current adult, starting-out, and training rates. Take-home pay after tax. Complete history table from 2008 to 2026. Living wage comparison.
NZ Public Holidays 2026 and 2027
All national public holidays with Mondayisation dates, provincial anniversary days by region, time-and-a-half pay rules, and Easter trading restrictions.
NZ Interest Rates 2026
Official Cash Rate history, major bank mortgage rates (floating to 5-year fixed), term deposit rates, and upcoming RBNZ announcement dates.
KiwiSaver Rates and Thresholds 2026/27
New 3.5% default contribution rate, employer match, government contribution ($260.72 max from 1 July 2025), first home withdrawal rules, fund types, and withdrawal conditions.
NZ CPI and Inflation
Quarterly CPI results, annual inflation rate history from 2010, CPI by group, RBNZ target band (1-3%), and upcoming release dates.
NZ Average and Median Salary 2025
Median and average salary by age, gender, and region. 10-year history. Source: Stats NZ Income Survey (June 2025 data).
NZ GST Rates and Thresholds
15% standard rate, $60,000 registration threshold, filing frequencies, 2026/27 due dates, zero-rated and exempt supplies, calculation formulas.
NZ Student Loan Rates 2026/27
12% repayment rate, $24,128 threshold, 0% interest for NZ-based borrowers, overseas obligations, threshold history, and Fees Free policy.
NZ Government Benefits 2026
NZ Superannuation rates, Jobseeker Support, Sole Parent, Working for Families, Accommodation Supplement, Winter Energy Payment.
NZ ACC Levy Rates 2026/27
ACC earner levy on PAYE, work levy rates by classification unit, motor vehicle levies, minimum and maximum liable earnings, and what each levy funds.
NZ Mortgage Lending Rules
RBNZ loan-to-value ratio (LVR) restrictions, debt-to-income (DTI) caps, owner-occupier vs investor rules, high-LVR speed limits, and exemptions.
NZ Property Tax Rules
Bright-line test (2-year rule), interest deductibility, mixed-use property rules, main home exclusion, subdivision and dealer rules, and property sale tax triggers.
NZ Provisional Tax
Standard, estimation, and AIM methods, residual income tax thresholds, instalment dates (P1, P2, P3), safe harbour rules, and use-of-money interest.
NZ Working for Families
Family Tax Credit, In-Work Tax Credit, Best Start, and Minimum Family Tax Credit. Abatement thresholds, abatement rates, and eligibility rules.
NZ Average Rent by Region 2026
Median weekly rent by region and number of bedrooms, from Tenancy Services bond data. Auckland, Wellington, Christchurch and main centres.
NZ Petrol and Diesel Prices 2026
Petrol and diesel prices, plus the breakdown of a litre: importer cost, fuel excise duty, ETS, ACC levy and GST.
NZ Electricity Prices by Region 2026
Average residential price per kWh by region, daily fixed charges, and what makes up your power bill.
NZ Road User Charges (RUC) 2026
RUC rates for light diesel, electric and plug-in hybrid vehicles per 1,000 km, plus transaction fees and how RUC works.
NZ IRD Mileage / Kilometre Rates
Tier One and Tier Two kilometre rates by vehicle type (petrol, diesel, hybrid, electric) and the 14,000 km threshold.
NZ Median House Prices by Region 2026
Median sale prices by region, the national median, and the difference between the REINZ median and the QV average value.
NZ Food Price Index 2026
Food price inflation by group: meat, fruit and vegetables, groceries, restaurant meals and non-alcoholic drinks.
NZ Average Weekly Earnings 2026
Average weekly and ordinary time hourly earnings and wage growth from the Stats NZ Quarterly Employment Survey.
NZ Living Wage 2026
The voluntary Living Wage rate, how it differs from the minimum wage, and the rise to $29.90 from 1 September 2026.
NZ FIF Rules and Thresholds 2026
Foreign Investment Fund rules: the de minimis threshold, the Fair Dividend Rate, and the FDR, CV and cost methods.
NZ Unemployment Rate 2026
Unemployment, employment, participation and underutilisation rates from the Stats NZ Household Labour Force Survey.
NZ Use of Money Interest (UOMI) 2026
IRD interest rates for tax underpayments and overpayments, how UOMI is calculated, and who it affects.
NZ Leave Entitlements 2026
Minimum annual, sick, bereavement, family violence and parental leave under the Holidays Act, plus public holiday rules.
NZ Donation Tax Credit 2026
Claim a third of donations to approved donee organisations: the $5 minimum, income cap, and how to claim through myIR.
NZ Income Tax Brackets History
Current and previous income tax thresholds, the 39% top rate introduced in 2021, and the 2024 threshold changes.
NZ Vehicle Licensing (Rego) Fees 2026
Annual rego fees for petrol, diesel and electric cars, the ACC motor vehicle levy component, and WOF costs.
NZ Life Expectancy Tables
Life expectancy at birth and at 65 by gender, period and cohort tables, for retirement and drawdown planning.
NZ Term Deposit and Savings Rates 2026
Indicative term deposit and savings rates by term and bank type, plus RWT and PIE tax on interest.
NZ Credit Card and Personal Loan Rates 2026
Typical credit card purchase rates, low-rate cards, cash advance rates, and unsecured personal loan ranges.
NZ Superannuation Rates 2026
NZ Super fortnightly after-tax rates by living situation from 1 April 2026, the age 65 qualifying age, and eligibility.
NZ Council Rates by Region 2026
Approximate average residential rates by main centre, how rates are calculated from capital value, and what they fund.
NZ Clean Car Standard 2026
Where the Clean Car programme stands: the buyer discount ended Dec 2023, while the importer CO2 standard continues.
NZ First Home Support 2026
Kainga Ora First Home Loan (5% deposit), income caps, KiwiSaver first home withdrawal, and the discontinued grant.
NZ Tenancy Rules 2026
Maximum bond, rent increase limits, notice periods, and the Healthy Homes Standards deadline of 1 July 2025.
NZ Asset Depreciation Rates (IRD)
Diminishing value and straight line methods, example rates for common assets, and the low-value asset write-off.
NZ RWT and PIR Rates 2026/27
RWT on interest and dividends and the PIE prescribed investor rate (max 28%), and how to choose.
NZ FBT Rates 2026/27
Single and alternate fringe benefit tax rates, attribution, pooling and the de minimis exemption.
NZ ESCT Rates 2026/27
Employer superannuation contribution tax tiers on KiwiSaver employer contributions.
NZ Tax Due Dates 2026/27
Provisional tax, terminal tax, GST, PAYE and FBT filing and payment dates through the year.
NZ School Terms and Holidays
Term and holiday dates for 2026 and 2027, and how term dates are set.
NZ Childcare Subsidies
20 Hours ECE, the Childcare Subsidy and OSCAR, and who qualifies.
NZ Prescription and GP Costs
The $5 co-payment, free under-14 prescriptions, the family cap, and typical GP fees.
NZ KiwiSaver Fund Returns
Typical returns and fees by fund type, from defensive to aggressive.
NZ Import Duty and GST on Imports
GST on low-value goods, the $1,000 Customs threshold, duty and the entry fee.
NZ Household Debt and Savings
Household debt-to-income, mortgage debt and the household saving rate.