Reference
Quick-reference tables for the rates, thresholds, and dates that New Zealanders look up most often. Updated regularly with official government data sources.
PAYE brackets (10.5% to 39%), ACC earners levy, ESCT tiers, RWT, PIE rates, company and trust tax, GST, FBT rates, student loan thresholds, and IETC.
Current adult, starting-out, and training rates. Take-home pay after tax. Complete history table from 2008 to 2026. Living wage comparison.
All national public holidays with Mondayisation dates, provincial anniversary days by region, time-and-a-half pay rules, and Easter trading restrictions.
Official Cash Rate history, major bank mortgage rates (floating to 5-year fixed), term deposit rates, and upcoming RBNZ announcement dates.
New 3.5% default contribution rate, employer match, government contribution ($260.72 max from 1 July 2025), first home withdrawal rules, fund types, and withdrawal conditions.
Quarterly CPI results, annual inflation rate history from 2010, CPI by group, RBNZ target band (1-3%), and upcoming release dates.
Median and average salary by age, gender, and region. 10-year history. Source: Stats NZ Income Survey (June 2025 data).
15% standard rate, $60,000 registration threshold, filing frequencies, 2026/27 due dates, zero-rated and exempt supplies, calculation formulas.
12% repayment rate, $24,128 threshold, 0% interest for NZ-based borrowers, overseas obligations, threshold history, and Fees Free policy.
NZ Superannuation rates, Jobseeker Support, Sole Parent, Working for Families, Accommodation Supplement, Winter Energy Payment.
ACC earner levy on PAYE, work levy rates by classification unit, motor vehicle levies, minimum and maximum liable earnings, and what each levy funds.
RBNZ loan-to-value ratio (LVR) restrictions, debt-to-income (DTI) caps, owner-occupier vs investor rules, high-LVR speed limits, and exemptions.
Bright-line test (2-year rule), interest deductibility, mixed-use property rules, main home exclusion, subdivision and dealer rules, and property sale tax triggers.
Standard, estimation, and AIM methods, residual income tax thresholds, instalment dates (P1, P2, P3), safe harbour rules, and use-of-money interest.
Family Tax Credit, In-Work Tax Credit, Best Start, and Minimum Family Tax Credit. Abatement thresholds, abatement rates, and eligibility rules.
Median weekly rent by region and number of bedrooms, from Tenancy Services bond data. Auckland, Wellington, Christchurch and main centres.
Petrol and diesel prices, plus the breakdown of a litre: importer cost, fuel excise duty, ETS, ACC levy and GST.
Average residential price per kWh by region, daily fixed charges, and what makes up your power bill.
RUC rates for light diesel, electric and plug-in hybrid vehicles per 1,000 km, plus transaction fees and how RUC works.
Tier One and Tier Two kilometre rates by vehicle type (petrol, diesel, hybrid, electric) and the 14,000 km threshold.
Median sale prices by region, the national median, and the difference between the REINZ median and the QV average value.
Food price inflation by group: meat, fruit and vegetables, groceries, restaurant meals and non-alcoholic drinks.
Average weekly and ordinary time hourly earnings and wage growth from the Stats NZ Quarterly Employment Survey.
The voluntary Living Wage rate, how it differs from the minimum wage, and the rise to $29.90 from 1 September 2026.
Foreign Investment Fund rules: the de minimis threshold, the Fair Dividend Rate, and the FDR, CV and cost methods.
Unemployment, employment, participation and underutilisation rates from the Stats NZ Household Labour Force Survey.
IRD interest rates for tax underpayments and overpayments, how UOMI is calculated, and who it affects.
Minimum annual, sick, bereavement, family violence and parental leave under the Holidays Act, plus public holiday rules.
Claim a third of donations to approved donee organisations: the $5 minimum, income cap, and how to claim through myIR.
Current and previous income tax thresholds, the 39% top rate introduced in 2021, and the 2024 threshold changes.
Annual rego fees for petrol, diesel and electric cars, the ACC motor vehicle levy component, and WOF costs.
Life expectancy at birth and at 65 by gender, period and cohort tables, for retirement and drawdown planning.
Indicative term deposit and savings rates by term and bank type, plus RWT and PIE tax on interest.
Typical credit card purchase rates, low-rate cards, cash advance rates, and unsecured personal loan ranges.
NZ Super fortnightly after-tax rates by living situation from 1 April 2026, the age 65 qualifying age, and eligibility.
Approximate average residential rates by main centre, how rates are calculated from capital value, and what they fund.
Where the Clean Car programme stands: the buyer discount ended Dec 2023, while the importer CO2 standard continues.
Kainga Ora First Home Loan (5% deposit), income caps, KiwiSaver first home withdrawal, and the discontinued grant.
Maximum bond, rent increase limits, notice periods, and the Healthy Homes Standards deadline of 1 July 2025.
Diminishing value and straight line methods, example rates for common assets, and the low-value asset write-off.
RWT on interest and dividends and the PIE prescribed investor rate (max 28%), and how to choose.
Single and alternate fringe benefit tax rates, attribution, pooling and the de minimis exemption.
Employer superannuation contribution tax tiers on KiwiSaver employer contributions.
Provisional tax, terminal tax, GST, PAYE and FBT filing and payment dates through the year.
Term and holiday dates for 2026 and 2027, and how term dates are set.
20 Hours ECE, the Childcare Subsidy and OSCAR, and who qualifies.
The $5 co-payment, free under-14 prescriptions, the family cap, and typical GP fees.
Typical returns and fees by fund type, from defensive to aggressive.
GST on low-value goods, the $1,000 Customs threshold, duty and the entry fee.
Household debt-to-income, mortgage debt and the household saving rate.
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