Reference

NZ Superannuation Rates and Eligibility 2026

Last updated: May 2026 (rates effective 1 April 2026)

$1,110

Single, Living Alone (fortnight)

$854

Each, Couple Both Qualify

Qualifying Age

New Zealand Superannuation is the government pension paid to eligible residents aged 65 and over. It is not income-tested, so you can receive it while still working, though it is taxed as income. The rates below are fortnightly, after tax at the "M" tax code, effective from 1 April 2026. Rates are adjusted each year on 1 April in line with wages and prices.

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NZ Super Rates from 1 April 2026 (after tax, M code)

Living situation	Fortnightly	Approx. annual
Single, living alone	$1,110.30	~$28,870
Single, sharing	$1,024.90	~$26,650
Couple, both qualify (each)	$854.08	~$22,210
Couple, both qualify (combined)	$1,708.16	~$44,410

Source: Work and Income - How much you can get. Rates shown after tax at the M code; a higher tax code (for other income) reduces the net amount.

Eligibility

Requirement	Detail
Age	65 or older
Residency status	NZ citizen, permanent resident or resident visa holder, and ordinarily resident in NZ when you apply
Time lived in NZ	A minimum number of years living in NZ since age 20, including some since age 50. The minimum is rising from 10 to 20 years, phased in by year of birth.
Income or asset test	None; NZ Super is universal, not means-tested

Because NZ Super is taxed as income, your net rate depends on your tax code and any other income you earn. If Super is your only income, you use the M code and receive the rates above. The Winter Energy Payment is paid on top during the colder months.

Source: Work and Income - NZ Superannuation and Sorted - NZ Super rates. See also our NZ Government Benefits reference.

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