Australian PAYG Calculator for New Zealanders

This calculator works out Australian Pay As You Go (PAYG) withholding tax, the system the Australian Tax Office uses to collect income tax, the Medicare levy and superannuation from wages throughout the year rather than as one lump sum at tax time. Enter your gross income, choose your residency status (full year resident, full year non-resident, part year resident or working holiday maker), and if you are a part year resident, the number of resident months in the year. Add your usual working hours per day and days per week, plus your employer's superannuation contribution rate, and the calculator applies it. It returns your superannuation contribution, taxable income, income tax, the Medicare levy and any Low Income Tax Offset you qualify for, then combines these into your total tax, effective tax rate and net income. A breakdown table also splits gross income, superannuation, PAYE, Medicare levy and net income across hourly, daily, weekly, fortnightly, monthly and yearly periods, with a chart showing how your gross pay divides between tax, levy, super and take-home pay. Use it to check what an Australian employer should be withholding, to compare take-home pay across residency statuses, or to budget contractor income. It is for New Zealanders working in Australia, or paid in Australian dollars, who want to know what will be withheld. It applies current Australian resident tax brackets rather than New Zealand tax rules, so it suits Australian pay only. Results are indicative estimates, not financial or tax advice.

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