This calculator estimates your weekly benefit entitlement from Work and Income (MSD), covering Jobseeker Support, Sole Parent Support, and the Supported Living Payment alongside two common top-ups: the Accommodation Supplement and the Winter Energy Payment. You choose your benefit type and situation (for example single 25 or over, a couple with or without children, or a sole parent), enter any weekly employment income before tax, then add your Accommodation Supplement area (1 to 4), weekly rent, board or mortgage payment, housing type, and whether it falls within the winter period from 1 May to 1 October. The calculator returns your main benefit rate after tax, reduces it for income abatement above the $160 weekly threshold, and adds an estimated Accommodation Supplement worth 70% of your accommodation costs above the entry threshold and capped at the maximum for your area, plus the Winter Energy Payment where it applies, giving you a total weekly entitlement alongside a full breakdown of the base rate, abatement, and area maximums for comparison. Use it to get a quick sense of what you might receive before applying, or to see how extra income affects your payment. All rates are from 1 April 2026 and shown after tax at the M tax code. This is an indicative estimate only; your actual entitlement depends on a full assessment of your income, assets, and circumstances by Work and Income, so confirm your exact payment with them directly.
The following rates are after tax (net) at the M tax code. Benefits are adjusted annually on 1 April based on the Consumer Price Index (CPI). The 2026 adjustment reflects 3.11% CPI increase.
| Situation | Weekly (after tax) |
|---|---|
| Single, 25 or over | $372.55 |
| Single, 20-24 | $324.50 |
| Single, 18-19, away from home | $324.50 |
| Single, 18-19, at home | $276.46 |
| Couple, no children (combined) | $633.94 |
| Couple with children, partner on benefit (combined) | $669.40 |
| Sole parent (on Jobseeker) | $521.52 |
| Situation | Weekly (after tax) |
|---|---|
| Sole parent | $521.52 |
| Situation | Weekly (after tax) |
|---|---|
| Single, 18 or over | $424.60 |
| Sole parent with children | $581.96 |
| Couple without children (combined) | $721.44 |
| Couple with children (combined) | $756.94 |
The Accommodation Supplement is a weekly, non-taxable top-up towards rent, board or homeownership costs. It pays 70% of your accommodation costs above an entry threshold, capped at the maximum for your area and family situation. The entry threshold is 25% of your base benefit rate if you rent or board, and 30% if you are paying homeownership costs such as a mortgage, rates and house insurance. Where you pay board, only 62% of the board payment counts as an accommodation cost because the rest is treated as food and other services. The supplement is also cash-asset tested.
| Family situation | Area 1 | Area 2 | Area 3 | Area 4 |
|---|---|---|---|---|
| Single, no children | $165 | $105 | $80 | $70 |
| Couple with no children, or single with 1 child | $235 | $155 | $105 | $80 |
| Couple with children, or single with 2 or more children | $305 | $220 | $160 | $120 |
Paid automatically from 1 May to 1 October each year. Single without dependents: $20.46 per week. Couple or person with dependents: $31.82 per week. Not taxable. No application required.
If you earn income while on a benefit, your benefit is reduced (abated) once your gross weekly earnings exceed $160. For Jobseeker Support, the abatement is 70 cents per dollar above $160. For Sole Parent Support, the abatement is 30 cents per dollar from $160 to $250, then 70 cents per dollar above $250.
Sources: Work and Income "Benefit rates at 1 April 2026" (workandincome.govt.nz/products/benefit-rates/benefit-rates-april-2026.html) for all main benefit rates. Work and Income "Accommodation Supplement" (workandincome.govt.nz/products/a-z-benefits/accommodation-supplement.html) for the area maximums, the entry threshold and the treatment of board payments. Rates checked July 2026.
This tool provides indicative estimates only. Actual benefit entitlements depend on your individual circumstances including income, assets, living situation, and other factors assessed by Work and Income. Accommodation Supplement amounts shown are maximums. Contact Work and Income on 0800 559 009 or visit workandincome.govt.nz for definitive information.
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