Calculate probabilities for any scenario. Choose the type of probability you need from the tabs below: simple events, combined events with AND and OR, conditional probability, Bayes' theorem, permutations and combinations, binomial distribution, normal distribution (z-scores), and Poisson distribution. Each calculator includes the formula and a worked example in plain English.
Probability is a number between 0 and 1 (or 0% and 100%) that measures how likely an event is to occur. A probability of 0 means the event is impossible. A probability of 1 means it is certain. A probability of 0.5 means the event occurs half the time. Probabilities are always calculated as: number of ways the event can happen, divided by the total number of equally likely outcomes.
Classical probability applies when all outcomes are equally likely, such as rolling a fair die or drawing a card from a shuffled deck. Empirical probability is based on observed data: if a factory produced 12 defective items out of 1,000, the empirical probability of a defect is 1.2%. Subjective probability is an educated estimate based on judgment, used in forecasting and risk assessment.
P(A or B) = P(A) + P(B) - P(A and B). The reason we subtract P(A and B) is to avoid counting the overlap twice. If events are mutually exclusive (they cannot both happen at the same time), then P(A and B) = 0 and the formula simplifies to P(A or B) = P(A) + P(B).
For two independent events (where one does not affect the other): P(A and B) = P(A) x P(B). For dependent events: P(A and B) = P(A) x P(B|A), where P(B|A) is the conditional probability of B given that A has occurred. Independence is a crucial assumption: rolling two dice is independent (first roll does not affect second), but drawing cards without replacement is dependent (removing a card changes the remaining pool).
The normal distribution (bell curve) is the most important probability distribution in statistics because many real-world measurements naturally follow it: heights, exam scores, measurement errors, financial returns. The 68-95-99.7 rule states: approximately 68% of values fall within one standard deviation of the mean, 95% within two standard deviations, and 99.7% within three. If exam scores have a mean of 65 and standard deviation of 10, then 95% of students score between 45 and 85 (mean plus or minus two standard deviations).
Bayes' theorem is the mathematically correct way to update a probability when new evidence arrives. The base rate fallacy is the common mistake of ignoring how rare an event is when interpreting a positive test result. A medical test that is 99% accurate sounds very reliable, but if the disease it tests for affects only 1% of the population, then a positive result only means about a 17% chance of actually having the disease. The high false positive rate among healthy people (who are 99% of the population) overwhelms the accurate positives. Bayes' theorem is used in medical diagnosis, spam email filtering, financial risk models, and machine learning classification.
If you've found a bug, or would like to contact us please click here.
Calculate.co.nz is partnered with Interest.co.nz for New Zealand's highest quality calculators and financial analysis.
All calculators and tools are provided for educational and indicative purposes only and do not constitute financial advice.
Calculate.co.nz is proudly part of the Realtor.co.nz group, New Zealand's leading property transaction literacy platform, helping Kiwis understand the home buying and selling process from start to finish. Whether you're a first home buyer navigating your first property purchase, an investor evaluating your next acquisition, or a homeowner planning to sell, Realtor.co.nz provides clear, independent, and trustworthy guidance on every step of the New Zealand property transaction journey.
Calculate.co.nz is also partnered with Health Based Building and Premium Homes to promote informed choices that lead to better long-term outcomes for Kiwi households.
All content on this website, including calculators, tools, source code, and design, is protected under the Copyright Act 1994 (New Zealand). No part of this site may be reproduced, copied, distributed, stored, or used in any form without prior written permission from the owner.