This Debt Service Ratio calculator will help you calculate the ratio of your properties operating income available to service its respective annual debt expenses. The debt service expenses will include payments on the mortgage (principal, interest), lease costs, taxes and insurance costs. If an entity has a ratio below 1.0, it generates less income than it requires to services its debts which may impact its potential additional lending capability.
If you've found a bug, or would like to contact us please click here.
Calculate.co.nz is partnered with Interest.co.nz for New Zealand's highest quality calculators and financial analysis.
Looking for an ethical KiwiSaver? Go to mindfulmoney.nz – it’s quick, easy and free.
Copyright © 2019 calculate.co.nz All Rights Reserved. No part of this website, source code, or any of the tools shall be copied, taken or used without the permission of the owner. All calculators and tools on this website are made for educational and indicative use only. Calculate.co.nz is part of the GST Calculator, PAYE Calculator and CGT Calculator group.