Disposable Income Calculator

This disposable income calculator will help you quantify what your disposable income is by helping create transparency over your sources of income and expense. This calculator will work on any timeframe however it is suggested that it is used for monthly or annual figures to get the most accurate results.

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Enter all values as monthly or yearly totals

Remuneration

Allowances income

$

Commission income

$

Gross salary income

$

Subsidy income

$

Other income

$

Remuneration subtotal

$

Deductions

ACC deductions

$

Fringe benefit tax deductions

$

Kiwi Saver deductions

$

PAYE deductions

$

GST deductions

$

Retirement annuity deductions

$

Student loan deductions

$

Other deductions

$

Deductions subtotal

$

(A)

Net remuneration

$

Other Income

Child support income

$

Dividend income

$

Monthly pension income

$

Rental property income

$

(B)

Other income total

$

Operational Expenses

Cleaning expenses

$

Clothing expenses

$

Donation expenses

$

Education expenses

$

Entertainment expenses

$

Gardening expenses

$

Groceries expenses

$

Investment expenses

$

Life insurance expenses

$

Maintenance payments expenses

$

Medical costs expenses

$

Memberships expenses

$

Property tax expenses

$

Rent paid expenses

$

Repairs/maintenance expenses

$

Subscription based services expenses

$

Utilities expenses

$

Vehicle fuel expenses

$

Vehicle maintenance expenses

$

Vehicle insurance expenses

$

Other expenses

$

(C)

Total operational expenses

$

Financing Expenses

Bank charges expenses

$

Credit card repayment expenses

$

Technology financing expenses

$

Furniture financing expenses

$

Vehicle financing expenses

$

Mortgage repayment expenses

$

Personal loan payment expenses

$

Other expenses

$

(D)

Total financing expenses

$

Net Disposable Income Calculation

Net remuneration total

$

Other income total

$

Incomes

$

Operational expenses total

$

Financing expenses total

$

Expenses

$

Net Disposable Income

$


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