Reference
Quick-reference tables for the rates, thresholds, and dates that New Zealanders look up most often. Updated regularly with official government data sources.
PAYE brackets (10.5% to 39%), ACC earners levy, ESCT tiers, RWT, PIE rates, company and trust tax, GST, FBT rates, student loan thresholds, and IETC.
Current adult, starting-out, and training rates. Take-home pay after tax. Complete history table from 2008 to 2026. Living wage comparison.
All national public holidays with Mondayisation dates, provincial anniversary days by region, time-and-a-half pay rules, and Easter trading restrictions.
Official Cash Rate history, major bank mortgage rates (floating to 5-year fixed), term deposit rates, and upcoming RBNZ announcement dates.
New 3.5% default contribution rate, employer match, government contribution ($260.72 max from 1 July 2025), first home withdrawal rules, fund types, and withdrawal conditions.
Quarterly CPI results, annual inflation rate history from 2010, CPI by group, RBNZ target band (1-3%), and upcoming release dates.
Median and average salary by age, gender, and region. 10-year history. Source: Stats NZ Income Survey (June 2025 data).
15% standard rate, $60,000 registration threshold, filing frequencies, 2026/27 due dates, zero-rated and exempt supplies, calculation formulas.
12% repayment rate, $24,128 threshold, 0% interest for NZ-based borrowers, overseas obligations, threshold history, and Fees Free policy.
NZ Superannuation rates, Jobseeker Support, Sole Parent, Working for Families, Accommodation Supplement, Winter Energy Payment.
ACC earner levy on PAYE, work levy rates by classification unit, motor vehicle levies, minimum and maximum liable earnings, and what each levy funds.
RBNZ loan-to-value ratio (LVR) restrictions, debt-to-income (DTI) caps, owner-occupier vs investor rules, high-LVR speed limits, and exemptions.
Bright-line test (2-year rule), interest deductibility, mixed-use property rules, main home exclusion, subdivision and dealer rules, and property sale tax triggers.
Standard, estimation, and AIM methods, residual income tax thresholds, instalment dates (P1, P2, P3), safe harbour rules, and use-of-money interest.
Family Tax Credit, In-Work Tax Credit, Best Start, and Minimum Family Tax Credit. Abatement thresholds, abatement rates, and eligibility rules.
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