Minimum Family Tax Credit Calculator

The Minimum Family Tax Credit is a Working for Families payment that tops up a working family's income so it does not fall below a guaranteed minimum after tax, and this calculator helps you see whether you might qualify and roughly how much that top-up could be worth. You enter your family's after-tax income for the year, the guaranteed minimum after-tax income that currently applies, and your combined paid work hours per week, since the credit is only for families who meet a minimum hours test and are not on a main benefit. The tool compares your after-tax income against the guaranteed minimum and returns the estimated top-up for the year, a weekly figure, and your after-tax income and guaranteed minimum side by side, plus a short note flagging low hours or income already at or above the minimum. If your income is below the guaranteed level, the top-up lifts you up to that level; if it is at or above it, no payment is due, though other Working for Families support may still apply. Because the guaranteed minimum and required hours are set by Inland Revenue and reviewed regularly, enter the current figures rather than old ones. This is an estimate only, for general information, not financial or tax advice, so confirm your eligibility and entitlement with Inland Revenue or Work and Income.

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The guaranteed minimum income and the required work hours are set by Inland Revenue and change over time, so enter the current figures and confirm eligibility. The credit is generally for working families not receiving a main benefit. Estimate only, general information, not financial or tax advice.