This calculator works out the real yearly cost of a takeaway habit against cooking the same meals at home in New Zealand, turning a small weekly decision into the actual dollar figure it adds up to over twelve months. A couple of takeaway nights a week feels like a minor treat, but multiplied by 52 weeks it can become one of the largest discretionary costs in a household budget, without anyone quite noticing. You enter how many takeaway meals you buy each week, what a typical takeaway meal costs, and what the same meal would cost to cook at home with similar ingredients and portions. The calculator then shows your total takeaway spend for the year, what cooking those same meals would cost instead, and the saving you would bank each year and each week by cooking rather than ordering in. Use it to see what your current habit is costing, or to test how much cutting back, from three nights to one, say, would put back in your pocket over a year. It is not meant to argue against takeaways altogether; they have their place for convenience or a treat, but seeing the number clearly lets you choose how often suits your budget rather than letting the spending drift upward unnoticed. Treat the figures as an estimate, since actual takeaway and grocery prices vary by dish, region and retailer.
The home cost should reflect the ingredients for the same meal. Takeaways have their place; this just makes the cost clear so you can choose how often fits your budget. Estimate only.
The calculator multiplies your takeaway meals a week by 52 to get yearly meals, then costs them at the takeaway price and at the home cost for the same meal. The difference is your yearly saving from cooking those meals instead, also shown per week. Seeing the gap helps you set a takeaway habit that suits your budget, rather than letting frequent orders quietly drain it.
Three takeaway meals a week at $45 is $135 a week, about $7,020 a year. Cooking the same three meals at $14 each is $42 a week, about $2,184 a year. Cooking them at home saves around $4,836 a year, or roughly $93 a week.
If you've found a bug, or would like to contact us, or learn more about James Graham and Calculate.co.nz.
Calculate.co.nz is partnered with Interest.co.nz for New Zealand's highest quality calculators and financial analysis.
Calculate.co.nz is the sister site of CalculatorHub.com, the world's largest calculator website by tool count.
All calculators and tools are provided for educational and indicative purposes only and do not constitute financial advice.
Calculate.co.nz is proudly part of the Realtor.co.nz group, New Zealand's leading property transaction literacy platform, helping Kiwis understand the home buying and selling process from start to finish. Whether you're a first home buyer navigating your first property purchase, an investor evaluating your next acquisition, or a homeowner planning to sell, Realtor.co.nz provides clear, independent, and trustworthy guidance on every step of the New Zealand property transaction journey.
Calculate.co.nz is also partnered with Health Based Building and Premium Homes to promote informed choices that lead to better long-term outcomes for Kiwi households.
Calculate.co.nz is hosted in Auckland via SiteHost new Zealand.
All content on this website, including calculators, tools, source code, and design, is protected under the Copyright Act 1994 (New Zealand). No part of this site may be reproduced, copied, distributed, stored, or used in any form without prior written permission from the owner.
About & trust: Why Calculate is NZ's most comprehensive · By the Numbers · How we compare · Editorial standards · How we keep data current · NZ finance glossary · Research & data · Financial literacy NZ · About · Privacy policy · Terms of use
Reviewed and maintained. Last reviewed 2026-07-02 and checked on a twice-monthly cycle against IRD, RBNZ and Stats NZ. How we keep data current.
© 2026 Calculate.co.nz. All rights reserved. Building free NZ calculators since 2011.