This Luhn algorithm calculator checks a number against the Luhn formula, the checksum used by credit card numbers, IMEI device numbers and many identifiers. Enter a number and the calculator tells you whether it passes the Luhn test, and shows the check digit you would append to a number to make it valid. The Luhn algorithm doubles every second digit from the right, subtracts nine from any result above nine, sums everything, and checks that the total is a multiple of ten. It reliably catches single digit typos and most swaps of adjacent digits, which is why it has been used since the 1950s. The method, a worked example and the assumptions are below.
Starting from the rightmost digit, double every second digit; if a doubled value exceeds 9, subtract 9. Sum all the digits. The number is valid if this total is a multiple of 10. The check digit makes the total reach the next multiple of ten.
The number 79927398713 passes the Luhn test: applying the doubling and summing gives a total that is a multiple of 10, so it is valid. Enter it to confirm.
A simple checksum that doubles alternate digits and checks the total is a multiple of ten. Credit cards and IMEIs use it.
No. It only catches typing errors. A number can pass Luhn yet not be a genuine, active card.
All single digit mistakes and most swaps of two adjacent digits.
This calculator is for developers, students and anyone validating card or identifier numbers.
If you've found a bug, or would like to contact us, or learn more about James Graham and Calculate.co.nz.
Calculate.co.nz is partnered with Interest.co.nz for New Zealand's highest quality calculators and financial analysis.
All calculators and tools are provided for educational and indicative purposes only and do not constitute financial advice.
Calculate.co.nz is proudly part of the Realtor.co.nz group, New Zealand's leading property transaction literacy platform, helping Kiwis understand the home buying and selling process from start to finish. Whether you're a first home buyer navigating your first property purchase, an investor evaluating your next acquisition, or a homeowner planning to sell, Realtor.co.nz provides clear, independent, and trustworthy guidance on every step of the New Zealand property transaction journey.
Calculate.co.nz is also partnered with Health Based Building and Premium Homes to promote informed choices that lead to better long-term outcomes for Kiwi households.
Calculate.co.nz is hosted in Auckland via SiteHost new Zealand.
All content on this website, including calculators, tools, source code, and design, is protected under the Copyright Act 1994 (New Zealand). No part of this site may be reproduced, copied, distributed, stored, or used in any form without prior written permission from the owner.
About & trust: Why Calculate is NZ's most comprehensive · By the Numbers · How we compare · Editorial standards · How we keep data current · NZ finance glossary · Research & data · Financial literacy NZ · About · Privacy policy · Terms of use
Reviewed and maintained. Last reviewed 2026-06-21 and checked on a twice-monthly cycle against IRD, RBNZ and Stats NZ. How we keep data current.
© 2026 Calculate.co.nz. All rights reserved. Building free NZ calculators since 2011.