How do I budget for an overseas trip?

Add the big fixed costs such as flights and accommodation, then estimate daily costs for food, transport and activities, and add a buffer for the unexpected. This calculator brings it together and shows the cost per day and per person.

What do people forget in a travel budget?

Travel insurance, visas, airport transfers, tips, data and a contingency are commonly missed. Including them upfront avoids a nasty surprise, and a buffer of around 10 to 15% covers the things you cannot predict.

How much should I save for my trip?

Use the total here as your savings target, then divide by the weeks until you travel to find a weekly amount. Saving steadily means the trip is paid for before you go, rather than landing on a credit card after.

Travel Budget Calculator

This calculator helps you build an overseas trip budget across flights, accommodation, food and spending, in New Zealand dollars. Adding the fixed costs to the daily ones, with a buffer for the unexpected, gives a realistic total to save toward. You enter the costs, the days and the travellers, and the tool shows the total, the cost per day and per person, and a buffer, so you travel with the trip already paid for.

Flights (total)

Accommodation per night

Food and activities per day

Days

Other (insurance, visas, transfers)

Buffer

Travellers

total trip budget including the buffer

Per day$0

Per person$0

The buffer$0

Accommodation and daily costs assume the same room and party across the days. Add travel insurance, visas and transfers under other. A 10 to 15% buffer covers the unexpected. Estimate only.

How it works

The calculator adds the fixed flight cost, the accommodation across all nights, the daily food and activities across the days, and your other costs such as insurance and visas, to a subtotal. It then adds your buffer percentage on top to allow for the unexpected, giving the total trip budget. It shows the cost per day and per person, so you can sense-check the trip and set a clear savings target.

Worked example

Flights $3,000, accommodation $180 a night and $150 a day over 14 days, plus $600 of other costs, is about $8,220. A 12% buffer adds roughly $986, for a total of around $9,200, or about $657 a day and $4,600 per person for two travellers.

Related calculators

Group Trip Splitter Calculator: split costs in a group.
Currency Converter: convert currencies.
Savings Goal Calculator: save for the trip.
Budget Calculator: your budget.

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