How much do subscriptions cost a year?

It adds up faster than people expect. Several streaming, app and membership subscriptions can total hundreds of dollars a month. This calculator converts them all to a monthly and annual total so you see the full picture.

How do I add up subscriptions on different billing cycles?

Convert each to a monthly figure: weekly times about 4.33, fortnightly times about 2.17, and annual divided by 12. This calculator does it automatically and adds them up.

Why review my subscriptions?

Subscriptions bill automatically and are easy to forget. Seeing the total often reveals services you no longer use, and cancelling them is some of the easiest money to free up in any budget.

Subscription Cost Calculator

This calculator helps New Zealand households add up the true cost of their subscriptions and recurring payments, which individually look small but together can take a surprising slice of income. You enter each subscription and its billing frequency, and the tool converts them all to a consistent monthly and annual total, so the full picture is finally visible. The breakdown lists every subscription with its monthly and yearly cost and the combined total, helping you see exactly what you are spending, identify what to cancel, and redirect the savings towards goals, turning a quiet drain into a clear, actionable number.

total spent on subscriptions per year

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Frequencies are converted using 52 weeks and 26 fortnights a year. Seeing the annual total often reveals services you no longer use; cancelling those is some of the easiest money to free up. General information to support your budget.

How it works

Each subscription is converted to an annual figure based on its billing frequency, then summed and divided into monthly and weekly totals. Because subscriptions bill automatically across different cycles, adding them up by hand is awkward, which is why they so often go unnoticed. Seeing the combined annual number is usually the moment people realise how much is going out and decide what to trim.

Worked example

Three streaming services at $20 a month, a $15 monthly app, a $25 a week gym, and a $99 annual membership add up to roughly $1,840 a year, about $153 a month. Cancelling even one or two of these can free up a meaningful amount for savings or debt.

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