Approximate monthly repayments by loan size and interest rate over a 30-year term. For weekly and fortnightly options, extra repayments or other terms, use the mortgage calculator.
| Loan amount | 5.0% | 5.5% | 6.0% | 6.5% | 7.0% | 7.5% | 8.0% |
|---|---|---|---|---|---|---|---|
| $400,000 | $2,147 | $2,271 | $2,398 | $2,528 | $2,661 | $2,797 | $2,935 |
| $500,000 | $2,684 | $2,839 | $2,998 | $3,160 | $3,327 | $3,496 | $3,669 |
| $600,000 | $3,221 | $3,407 | $3,597 | $3,792 | $3,992 | $4,195 | $4,403 |
| $700,000 | $3,758 | $3,975 | $4,197 | $4,424 | $4,657 | $4,895 | $5,136 |
| $800,000 | $4,295 | $4,542 | $4,796 | $5,057 | $5,322 | $5,594 | $5,870 |
| $900,000 | $4,831 | $5,110 | $5,396 | $5,689 | $5,988 | $6,293 | $6,604 |
| $1,000,000 | $5,368 | $5,678 | $5,996 | $6,321 | $6,653 | $6,992 | $7,338 |
Monthly principal-and-interest repayment on a 30-year table loan. Actual repayments depend on your exact rate, term, fees and repayment frequency.
Free to use and cite with a link to this page. Part of our research and reference data. Indicative only, not a lending offer.
Computed with the standard amortising repayment formula. Last reviewed 2026-06-02. See also borrowing capacity.
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