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Using myIR, Your Inland Revenue Account

💻 Your Online Front Door to Inland Revenue

myIR is the secure online account that lets you deal with Inland Revenue without phone calls or paperwork. Almost everything to do with your tax and entitlements can be handled there: checking your income, seeing if you are due a refund, updating your details, filing returns, and setting up payment plans. Getting comfortable with myIR is one of the most practical money admin skills in New Zealand.

Key Point: myIR is a single secure account that brings together your income tax, Working for Families, student loan, KiwiSaver, and GST if you are in business. It is where your year-end assessment appears, where refunds are arranged, and where you can fix the things that cause tax problems, like a wrong tax code or out-of-date bank details.

What You Need to Get Started

  • An IRD number, which is your unique tax identifier.
  • A myIR logon, which you register once and then reuse.
  • Up-to-date contact and bank details so refunds reach you.

🔒 Setting Up and Securing It

Registering

You register for myIR once, linking it to your IRD number and verifying your identity. After that, you log in with your username and password. Keeping these details safe is important, because myIR holds sensitive financial information and can move money, such as directing a refund to your bank account.

Security Habits

Treat myIR like online banking. Use a strong, unique password, turn on any extra verification offered, and never share your login. Inland Revenue will not ask for your password, and being alert to scams that impersonate Inland Revenue protects you from fraud.

Watch for impersonation scams: Scammers send fake texts and emails pretending to be Inland Revenue, often promising a refund or threatening a fine, to steal your login or bank details. Inland Revenue does not ask you to confirm details through a link in an unexpected message. When in doubt, log in to myIR directly rather than clicking a link.

Keeping Details Current

One of the simplest but most valuable uses of myIR is keeping your bank account, contact details, and tax code information up to date, so refunds are paid promptly and correspondence reaches you.

📋 What You Can Do in myIR

myIR covers far more than just tax returns. It is the hub for most of your dealings with Inland Revenue.

AreaWhat you can do
Income taxView your assessment, see a refund or bill, file an IR3
PaymentsPay tax, set up an instalment arrangement
Working for FamiliesCheck and update entitlements and family details
Student loanSee your balance and repayments
KiwiSaverCheck contributions passing through Inland Revenue
GST and businessFile GST returns and manage business tax

The Year-End Assessment

After the tax year, your automatic assessment appears in myIR, showing whether you have a refund or a bill. If a refund is due and your bank details are correct, it is usually paid automatically. If you have a bill, myIR is where you can see it and arrange to pay.

Log in to myIR after the tax year ends
Review your income and the assessment
Confirm a refund goes to the right bank account
Or set up a payment if a bill is due

💡 Making the Most of It

Fix the Things That Cause Problems

Many tax surprises trace back to small details myIR lets you fix: a wrong tax code, an out-of-date bank account, an incorrect RWT or PIR on investments, or unclaimed donation credits. A few minutes checking these can prevent a square-up or a delayed refund.

  • Check your tax code is right for your situation.
  • Confirm your bank details so any refund is paid without delay.
  • Claim donation tax credits by submitting your receipts.
  • Set up a payment plan early if you cannot pay a bill in full.

Acting for Others

You can also be linked to manage tax for a business, or be given authority to act for a family member, all within the secure account. Many people also use a tax agent or accountant who can access the relevant parts on their behalf.

You do not have to do it alone: If myIR feels confusing, Inland Revenue has guidance, and a tax agent can help with more complex situations. The key is to engage with your tax rather than ignore it, because problems left in myIR do not go away on their own.

Use the Income Tax Calculator to estimate your position before checking your assessment, and our guide on how tax refunds and bills arise to understand what you see. Final word: myIR is your secure hub for tax and entitlements. Keep it secure, keep your details current, watch for impersonation scams, and use it to fix the small things that cause big tax surprises. This is general information, not tax advice.

🎯 Test Your Knowledge

Quiz on Using myIR (20 Questions)

1. myIR is:
Inland Revenue secure online account
A bank
A KiwiSaver provider
A shopping site
2. To use myIR you need:
An IRD number and a myIR logon
A passport only
A credit card
A business
3. myIR brings together:
Income tax, Working for Families, student loan, KiwiSaver, and GST
Only income tax
Only GST
Only KiwiSaver
4. You should treat myIR security like:
Online banking
A public website
A social media profile
A shared family login
5. Good myIR security includes:
A strong unique password and extra verification
Sharing your login
A simple reused password
Writing it on your card
6. Inland Revenue will:
Never ask for your password
Often ask for your password
Email you your password
Phone for your PIN
7. An Inland Revenue impersonation scam often:
Promises a refund or threatens a fine to steal your details
Helps you save tax
Is sent by Inland Revenue itself
Pays you money
8. If you get an unexpected message with a link about your tax, you should:
Log in to myIR directly rather than clicking the link
Click the link immediately
Reply with your password
Send money
9. Keeping your bank details current in myIR ensures:
Refunds are paid promptly
Higher tax
No assessment
A bigger loan
10. Your year-end automatic assessment appears:
In myIR
In your email spam
Nowhere
On your payslip
11. If a refund is due and your details are correct, it is usually:
Paid automatically
Held forever
Sent as cash
Forfeited
12. If you have a tax bill, myIR lets you:
See it and arrange to pay
Ignore it
Delete it
Transfer it to a friend
13. In myIR you can fix a wrong tax code, which helps:
Prevent a year-end square-up
Increase your tax
Hide income
Avoid filing
14. Donation tax credits are claimed by:
Submitting your receipts, often via myIR
Doing nothing
Calling your bank
Lowering your salary
15. Self-employed people and landlords use myIR to:
File an IR3 return
Avoid returns
Get employer KiwiSaver
Claim wages
16. A business uses myIR to:
File GST returns and manage business tax
Pay staff wages directly
Set the OCR
Open a savings account
17. You can be given authority in myIR to:
Act for a business or a family member
Access strangers accounts
Change anyone tax code
See random taxpayers
18. Many people also use a tax agent who can:
Access the relevant parts on their behalf
Replace their IRD number
Pay their tax for free
Avoid all rules
19. Problems left unattended in myIR:
Do not go away on their own
Fix themselves
Are deleted yearly
Become refunds
20. The best summary of myIR is:
A secure hub for tax and entitlements you should keep current and protected
A shopping app
A bank account
A KiwiSaver fund

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