KiwiBuild Eligibility Calculator

This calculator checks whether your household income falls under the KiwiBuild income cap in New Zealand, the first hurdle most buyers want to confirm before going further. KiwiBuild offers eligible first home buyers the chance to buy a newly built, price-capped home, and one of the core rules is an income test based on your gross income in the 12 months before you buy. A single buyer must be at or below 120,000 dollars, while two or more buyers share a combined cap of 200,000 dollars, so a couple is tested on their joint before-tax income rather than each person separately. You choose whether you are buying alone or with others and enter your gross household income, and the calculator tells you whether you are inside the cap and by how much, or how far over you are. Income is only one part of eligibility: you also need to be a New Zealand citizen, permanent resident or resident-visa holder ordinarily living here, be at least 18, be a first home buyer or in a comparable position, and intend to live in the home rather than rent it out or quickly resell it. KiwiBuild homes also have regional price caps. Always confirm the full current criteria on the official KiwiBuild website, as this tool checks the income test only.

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Income test only. You must also meet residency, first-home-buyer, age and owner-occupier rules, and regional price caps. Confirm on the official KiwiBuild website.